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    <description>Original research and independent views from Harvest Lane Investment Partners — the same lens we bring to client portfolios.</description>
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    <lastBuildDate>Wed, 27 May 2026 12:00:00 -0600</lastBuildDate>

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      <title>Price? What Price?</title>
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      <pubDate>Wed, 27 May 2026 12:00:00 -0600</pubDate>
      <description><![CDATA[A single law from 2006 quietly rewired the entire market. Target-date funds now hold $4.8 trillion and buy the biggest stocks regardless of price. If you tell yourself you're diversified because you own an S&P 500 fund, you've bet a third of your money on seven companies.]]></description>
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      <title>My Son Called My Bloomberg Podcast Boring. Then He Asked Me to Invest His $5.</title>
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      <pubDate>Thu, 16 Apr 2026 12:00:00 -0600</pubDate>
      <description><![CDATA[It's not the 1970s on the surface. Supply shocks are hitting an economy where everybody is spending, not one where nobody is. The real 1970s moment isn't now. It's what shows up after Millennials slow their spending and the worker, tanker, and housing shortages are still unfixed.]]></description>
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      <title>OPM — Other People's Money</title>
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      <pubDate>Tue, 31 Mar 2026 12:00:00 -0600</pubDate>
      <description><![CDATA[You pay your life insurance premiums. You do the responsible thing. And along the way your money ends up financing airplanes, freight trains, rooftop solar panels, home improvement loans, parking garages, and the song catalogs of Bruce Springsteen. Private equity is reshaping the insurance industry and the assets backing your policy look nothing like they did ten years ago.]]></description>
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      <title>Fifteen Minutes of Real, Actual Work</title>
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      <pubDate>Tue, 24 Mar 2026 12:00:00 -0600</pubDate>
      <description><![CDATA[A private credit firm wired $300 million to finance a dividend and apparently didn't bother to stress test whether the company could survive it. Then there's the $372 million investment with 11 LinkedIn followers and no website. The people managing your money aren't always doing the work you'd expect.]]></description>
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      <title>There's Alcohol in That</title>
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      <pubDate>Fri, 20 Mar 2026 12:00:00 -0600</pubDate>
      <description><![CDATA[Private credit is dealing with some not so private issues. Redemption freezes. Funds restricting withdrawals. Default rates climbing. Have you ever watched a financial product blow up and thought 'didn't we already do this?']]></description>
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      <title>Adapt or Die</title>
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      <pubDate>Tue, 17 Mar 2026 12:00:00 -0600</pubDate>
      <description><![CDATA[A room full of baseball scouts with decades of knowledge watching their entire framework get dismantled by Jonah Hill with a spreadsheet. Sound familiar?]]></description>
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      <title>Thunderstruck</title>
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      <pubDate>Tue, 10 Mar 2026 12:00:00 -0600</pubDate>
      <description><![CDATA[I'm back in black. The economy looks great on the surface, but Millennial spending is peaking, AI capex has reached insane levels, and inflation isn't going quietly.]]></description>
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